Compare borrow rates across Aave, Spark, Compound, Venus, Euler and more on Ethereum, Base, Arbitrum, BNB Chain, Avalanche and other EVM chains. Supply ETH or BTC as collateral and receive stablecoins in a single transaction.
Prices and 7-day charts refresh every minute using CoinGecko data.
Price history, TVL of the largest lending protocols and USDC rate trends.
Variable borrow rate (APR), pool size and utilization across 20+ EVM chains. Live DefiLlama data. Filter by chain or asset type.
| Protocol | Chain | Asset | Borrow APR | Supply APY | Pool size | Utilization |
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Calculated at the live price. Pick your collateral and LTV to see the loan amount, liquidation price and health factor.
Estimate only. Actual parameters (LTV, liquidation thresholds, rates) depend on the market and protocol.
MetaMask, Rabby or WalletConnect. Your funds stay under your control.
ETH, wstETH, WBTC and more. The collateral remains yours.
Stablecoins arrive in your wallet instantly. No KYC or credit checks.
No payment schedule. Repay the debt plus interest and withdraw your collateral.
Chain TVL, best stablecoin borrow rate and number of markets — live DefiLlama data. Click a chain to see its rates.
You lock crypto in a protocol smart contract and borrow another asset, usually a stablecoin. Collateral always exceeds the loan amount (overcollateralized), so no KYC or credit history is required.
LTV (loan-to-value) is the ratio of debt to collateral value. Health factor = (collateral × liquidation threshold) / debt. If it drops below 1, part of the collateral gets liquidated.
When the collateral price falls to the liquidation price. To avoid it, keep a moderate LTV and add collateral or partially repay when the market drops.
Usually not: the rate is variable and depends on pool utilization (the share of funds borrowed). See the table above for current values.
Ethereum, Base, Arbitrum, BNB Chain, Avalanche, Polygon, Optimism, Plasma, Monad, Mantle, Linea, Gnosis, Ink, Sonic, Celo, X Layer, HyperEVM, Berachain, Unichain, Cronos and Flare — via Aave, Spark, Compound, Venus, Benqi, Euler and other protocols.
Liquidation risk, smart contract vulnerabilities, oracle failures and stablecoin depegs. Use battle-tested protocols and avoid maxing out your LTV.
Pick the protocol with the best rate and calculate a safe LTV in a minute.